Is the deal actually financeable?
Pre-LOI acquisition discipline
Bad deals start before diligence. They start when buyers trust the listing.
ADE pressure-tests SMB deals before LOI by surfacing financing limits, owner dependence, revenue durability, lender risk, and missing proof.
No credit card required. Built for pre-LOI screening, SBA financeability, and buyer discipline. Beta includes 3 free deal screens.
What mistake does ADE help prevent?
Before you spend money on diligence, ask what the listing is not telling you.
The expensive mistake is letting momentum become underwriting. ADE helps buyers ask the hard questions while they can still walk.
Is the seller still the business?
Is revenue durable or temporary?
Does DSCR support the asking price?
What proof is missing before LOI?
Sample output
See the output before you pay or commit to deeper diligence.
A sample screen shows the recommendation, SBA financing ceiling, DSCR, buyer risk warnings, proof gaps, watch items, strengths, weaknesses, and memo-style reasoning.
No credit card required. Built for pre-LOI screening, SBA financeability, and buyer discipline. Beta includes 3 free deal screens.
Demonstration only
Great Lakes HVAC Services
HVAC / home services sample analysis
Proceed with caution
Recommendation
Proceed with caution
ADE Score
64 / 100
SBA Financing Ceiling
$1.34M
Estimated DSCR
1.21x
Equity Required
$310K
Hard Risk Flags
3
ADE's financing ceiling is not a valuation target. It is a lender-style supportability check that helps buyers avoid anchoring on a price the cash flow may not support.
Hard flags
- Asking price above estimated financing support
- High owner dependence after close
- Broker financing claim needs lender-reviewed support
Watch items
- Revenue durability needs proof
- Add-backs need lender review
- Transition plan depends on seller handoff
The Proof Gap
Find the proof gaps in your dealMost CIMs and listings do not give buyers enough information to make a serious decision.
ADE highlights what is missing, what needs to be verified, and what should be asked before a buyer trusts the deal.
Add-back support not shown
Customer concentration unclear
Seller role not explained
Expiring revenue not disclosed
Lender DSCR assumptions missing
Working capital needs unclear
Deal intake
How deal information gets into ADE
Start with whatever deal information you have. ADE is built to make intake easier, but it still treats extracted data as reviewable evidence - not blind truth.
Paste deal text
Paste listing, teaser, CIM summary, or broker notes directly into ADE.
Import public URL text
Try importing readable public page text from a listing URL when the site allows it.
Import visible page text
For gated or blocked sites, copy the visible listing text from your browser and paste it into ADE. ADE does not store third-party usernames, passwords, cookies, or private site sessions.
Review before parsing
ADE shows extracted text before parsing so the buyer can catch missing, noisy, or wrong information.
ADE does not use stored third-party logins, cookies, private site sessions, or credential scraping to access deal pages. If a site blocks public URL import, paste the listing text directly or use visible page text import.
Reality check
What ADE is checking
ADE looks for the places where a deal can appear attractive but still fail basic buyer, lender, or diligence reality.
SBA financing ceiling, not a target price
DSCR and estimated debt support
Buyer equity and seller note assumptions
Revenue durability and recurring revenue quality
Owner dependence and buyer fit
Customer concentration
CapEx and working capital pressure
LOI readiness and lender-support gaps
Hard risk flags and watch items
PLATFORM-WIDE PROOF LAYER
ADE shows real platform activity — not vanity traffic.
Every completed deal screen adds to ADE’s aggregate activity totals. These numbers are published to show what the system is actually doing: screening deals, issuing structured outcomes, surfacing risk, and preparing buyers for the next step.
No deal names, user information, financial details, or confidential data are shown.
Deals Screened
—
Site-wide count of saved Acquisition Decision Engine screens.
Decision Outcomes Issued
—
Proceed, caution, and reject calls generated by a structured acquisition screen.
Hard Risk Flags Surfaced
TRACKING COMING SOON—
ADE is built to expose deal-killing risk, not just summarize inputs.
Lender Memos Generated
TRACKING COMING SOON—
Premium lender-readiness outputs from deals worth taking one step further.
Aggregate platform activity only. No deal details or user information are shown.
ADE vs open-ended tools
Why not just use ChatGPT or a spreadsheet?
Chatbots answer the prompt. Spreadsheets calculate what you already decided to model. ADE forces a structured pre-LOI review so obvious deal risks are harder to ignore.
Built around SBA-style financeability checks
Designed for self-funded searchers and SMB acquisition buyers
Uses structured deal inputs instead of open-ended chatbot prompting
Produces a documented analysis buyers can revisit
Helps organize lender, LOI, and diligence questions
Review need
AI chatbot
Spreadsheet
ADE
Structured acquisition framework
Depends on how well the prompt is written.
Depends on the template the buyer already built.
Built into the screen from intake through recommendation.
SBA financeability logic
Can discuss concepts, but may not force consistent assumptions.
Calculates only the model the buyer chooses to build.
Shows DSCR, equity, debt support, and financing ceiling together.
Deal risk warnings
May miss risks if the prompt omits them.
Usually separates numbers from qualitative risk.
Surfaces owner dependence, durability, lender, and proof gaps.
Missing proof questions
Answers what was asked.
Rarely challenges source quality on its own.
Documents what should be verified before the buyer trusts the deal.
Repeatable analysis record
Conversation history can be inconsistent.
Files drift as assumptions change.
Keeps a structured output buyers can revisit.
Buyer discipline before LOI
Can help rationalize a deal if prompted that way.
Can reinforce the buyer's chosen case.
Forces a pre-LOI review so obvious deal risks are harder to ignore.
Buyer guides
Useful guides for screening deals before LOI
Plain-English resources for SMB buyers and searchers who want to pressure-test deal quality, financing support, and risk before the process gets expensive.
Pre-LOI Deal Screening
Screen SMB acquisition deals before LOI by checking buyer, lender, and diligence risk.
SBA Financing Supportability
Understand supportable debt, DSCR, equity injection, seller notes, and lender gaps.
SDE and Add-Back Sanity Checks
Review seller discretionary earnings, add-backs, and adjusted earnings before relying on them.
CIM and Teaser Review Checklist
Find the missing information in teasers, CIMs, broker summaries, and acquisition listings.
ADE vs AI Chatbots
Why SMB acquisition buyers need structured deal discipline, not only generic prompt answers.
Boundaries
ADE is a pre-LOI discipline layer, not a permission slip.
The point is not to make every deal feel more scientific. The point is to slow the buyer down before effort, lender credibility, and emotional energy start doing the underwriting.
ADE is not a chatbot, scraper, broker, lender, valuation firm, CPA, or attorney.
ADE does not guarantee financing, valuation, buyer returns, or deal quality.
ADE is not investment, lending, legal, tax, valuation, or diligence advice.
ADE is strongest before LOI, when the buyer still has room to stop and think.
Common questions
Questions worth asking before you trust the output
ADE should make the buyer more skeptical, not less. These answers keep the tool in the right lane.
Can ADE tell me what to pay?+
No. ADE estimates financing capacity and risk. The SBA financing ceiling is not a target purchase price.
A financeable deal can still be overpriced, fragile, or wrong for the buyer.
Can ADE guarantee SBA financing?+
No. ADE does not approve loans, issue commitments, or replace an SBA lender.
It estimates whether the deal appears to support debt under selected assumptions and highlights lender-readiness gaps.
What information do I need?+
Start with whatever deal information you have: listing text, teaser notes, CIM excerpts, broker notes, revenue, SDE or EBITDA, asking price, seller financing, customer concentration, owner dependence, revenue quality, and transition risk.
Incomplete inputs can still be screened, but weak inputs should lower confidence.
Does ADE replace diligence?+
No. ADE belongs before the expensive part of diligence begins.
It helps buyers decide whether a deal deserves CPA, attorney, lender, quality-of-earnings, or operator time in the first place.
Who is ADE for?+
ADE is built for SMB buyers, independent searchers, acquisition entrepreneurs, and small holdcos that need a disciplined pre-LOI screen.
It is not built to justify every deal. It is built to make weak deals harder to ignore.
Pre-LOI screening
Do the cheap screen before the expensive conviction.
Test the financing support. Document the risk. Move forward only when the deal earns it.
No credit card required. Built for pre-LOI screening, SBA financeability, and buyer discipline. Beta includes 3 free deal screens.